by Michal on July 29, 2010
iBankUp Prepaid Account has just announced a new cash back rewards offer to their accounts. This special addition to their card has already received high recognition from consumers, and iBankUP believes that this offer will continue to receive high marks. As we believe here at PPC123, we in vision that the prepaid industry will begin offering more and more incentives to their cards, like this cash back offer, to make their cards more appealing to consumers. As the demand for prepaid cards continues to grow and becomes more competitive such added benefits to prepaid cards are yet to come. The addition of such awards programs is a great perk to prepaid card users.
iBankUP is a money management service that comes with an UPside Visa Prepaid Card and an online virtual check book. It works by allowing you to receive funds through direct deposit or cash loads. Since it is a prepaid account, your spending limit is based on how much you deposit onto the account. All the purchases you make are deducted from your account and your available balance is in real time so you always know how much is on the card. Unlike many prepaid cards available today, you will earn reward points redeemable for cash back for all your online purchases made at leading US retailers through the iBankUP shopping mall. For more information on how this online virtual mall works check out the UPside Visa Prepaid Card Cash Back Offer that was recently announced and that is part of the iBankUP network.
Benefits of iBankUP Prepaid Accounts
- The power of a bank account in a Visa prepaid card.
- 100% approval with no credit check and no activation fee.
- Save up to $220 compared with prepaid cards or checking accounts
- $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
- Free Direct Deposit from employers or deposit cash at 50,000 retailers.
- Write personal checks online: easy to pay rent or other bills
- Earn 1,500 cash back reward points for you first direct deposit load.
- Optional companion card available, as if you had a joint checking.
by Michal on July 28, 2010
AccountNow® Prepaid MasterCard
The AccountNow® Prepaid MasterCard is issued by MetaBank and is accepted everywhere MasterCard is accepted. The card offers direct deposit, online bill pay, and a credit builder feature. AccountNow offers a 100% guaranteed approval with no credit checks or ChexSystems inquires. Your past credit history is not a factor when applying.
AccountNow® Prepaid MasterCard
The AccountNow® Prepaid MasterCard is a prepaid card that is reloadable. Your available balance on the card is the amount you deposit to the card. With this card there is no minimum balance that you need to keep on the account. This card is not a line of credit which means you can not go into debt and you can not overdraft the account. You can access your account history on line and you can view your monthly statement online too. Applying for the card is easy and can be done right online. Remember your past credit does not come into play so anyone can get approved for a card. Even those with bad credit are eligible.
Loading Your Card
You can add funds to your Card, called “value loading”, at any time. The amount of each value load must be at least $10.00 and there is a limit of five loads per day. The maximum value load you are able to put on is $10,000. There are two ways you can load money onto the card: direct deposit or add cash. Direct deposit is free of charge. Your employer can have your paycheck transferred directly to your AccountNow card which means you get access to your funds on payday and you get to avoid the inconvenience and cost of check cashing stores. As a bonus, if you sign up for direct deposit you get a bonus of $25. You can also add cash to the card by going to one of the cash network stores.
Building Credit with AccountNow
Using an AccountNow® Prepaid MasterCard will help you build your credit history. You can pay your bills online for free with AccountNow. When you pay your bills you will be demonstrating your credit worthiness. The credit builder program is free through AccountNow and it reports your bill payment history to PRBC, a credit bureau. Another benefit to being a cardholder is that you can apply for the AccountNow iAdvance Line of Credit. The iAdvance Line of Credit is a short term loan program that is easy to get and cost less than a payday loan. When you pay back the loan, they will report your payment history to the major credit bureaus.
AccountNow Rates and Fees
- iAdvance Line of Credit, No Credit Check Needed
- $0 ACTIVATION FEE – When You Load Your Card By Direct Deposit
- 100% Guaranteed Approval*
- FREE Credit Builder
- FREE Online Bill Pay
- NO Overdraft Fees or Minimum Balance Required
- Re-loadable With a $10,000 Balance
