Best Rated Prepaid Credit Cards

If you want to get a prepaid credit card, you may be overwhelmed by all the choices. Many people we talk to don’t even know where to begin. How do you know whether a prepaid credit or debit card is a good deal? To help you decide, we’ve evaluated dozens of prepaid cards and picked the top choices to list here.

Walmart MoneyCardSM MasterCard® Prepaid Card–Best All Around Prepaid Card
The Walmart MoneyCardSM MasterCard® Prepaid Card is our #1 choice for a prepaid card. Having used the Walmart Prepaid Card, we know how easy it is to get the card and use it. You just apply online and then get your actual card in the mail in just a few days. The fees the card charges are reasonable and can even be avoided depending on how you use the card.

Green Dot Prepaid MasterCard and Visa–Best for Free ATM Usage
Green Dot is the most popular prepaid card, used by millions of consumers. Green Dot has a large network of over 18,000 ATMs where you can withdraw money from your account for free. Green Dot also offers a $10 bonus when you sign up for direct deposit, which is free. And you can reload the card at over 50,000 retailers nationwide.

Account Now Gold Visa® Prepaid Card–Best for Online Bill Pay and Credit Builder

With the Account Now Gold Visa® Prepaid Card, you get free online bill pay and credit builder. AccountNow also offers a $25 cash bonus when you sign up for direct deposit. There are no credit checks or Chexsystems verification to get the card. The AccountNow Gold card is accepted anywhere that takes Visa, and you can get approved for the card in under 60 seconds.

UPside Visa® Prepaid Card–Best for Teens
The UPside Visa® Prepaid Card for teens is an ideal card for teenagers and students. It’s safer than case, allows for full parental control, and even offers instant online funding for emergencies. UPside offers several low fee and no fee options, depending on card activity. These plans include the UPside Clear, UPside Edge, and UPside Access, each with different fee and feature plans to give you the maximum flexibility in picking the prepaid card that’s right for you and your teen.