Best Prepaid Credit & Debit Cards

If you want to get a prepaid credit card, you may be overwhelmed by all the choices. Many people we talk to don’t even know where to begin. How do you know whether a prepaid credit or debit card is a good deal? To help you decide, we’ve evaluated dozens of prepaid cards and picked the top choices to list here.

1. Mango MasterCard–Best Low Fee Prepaid Card

The Mango MasterCard is our #1 choice for best all around prepaid card. Having used the Mango card, we know how easy it is to get the card and use it. You get a virtual card instantly upon applying that can be used to shop online or over the phone. And you get your actual card in the mail in just a few days. But the best feature are the low fees. There is no activation fee and no monthly fees if you load $400 or more a month on the card. And you can take advantage of a high interest savings account for free.

2. Green Dot Prepaid MasterCard and Visa–Best for Free ATM Usage

Green Dot is the most popular prepaid card, used by millions of consumers. Green Dot has a large network of over 15,000 ATMs where you can withdraw money from your account for free. Green Dot also offers a $10 bonus when you sign up for direct deposit, which is free. And you can reload the card at over 50,000 retailers nationwide.

3. AccountNow Gold Visa–Best for Online Bill Pay and Credit Builder

With the AccountNow Gold Visa, you get free online bill pay and credit builder. AccountNow also offers a $25 cash bonus when you sign up for direct deposit. There are no credit checks or Chexsystems verification to get the card. The AccountNow Gold card is accepted anywhere that takes Visa, and you can get approved for the card in under 60 seconds.

4. UpSide Visa–Best for Teens

The UPside prepaid Visa for teens is an ideal card for teenagers and students. It’s safer than case, allows for full parental control, and even offers instant online funding for emergencies. UPside offers several low fee and no fee options, depending on card activity. These plans include the UPside Clear, UPside Edge, and UPside Access, each with different fee and feature plans to give you the maximum flexibility in picking the prepaid card that’s right for you and your teen.

5. Yap MasterCard–Best for Online Shopping and Mobile Payments

Shopping online instantly with Yap’s virtual prepaid MasterCard. As soon as you are approved, Yap provides you with a virtual card number, 3-digit security code, and expiration date so you can begin using the card online right away. Yap also offers mobile to mobile payments and money transfers. And Yap is one of the least expensive prepaid cards available.