Using an online bill pay service is convenient because you don’t have to make any special trips to pay your bills, you don’t need to write checks, or even pay for stamps. Using the service is easy and you have the option to set up monthly payments or pay your bills automatically. With an online bill pay service you can track and control your spending through your online account. Many of the prepaid cards below have some similar features when it comes to their online bill pay services. All cards allow for you to make payment to just about any bill. Thousands of companies accept electronic payments and if they don’t then there is a paper check option. If the company you are paying doesn’t accept electronic payments then your cards bill pay service will send a paper check to the company. This is ideal for paying a landlord or even sending a check as a gift.
Green Dot Cards
- Completely Free
- Pay anyone electronically or with paper check
- Schedule Future Payments
- No charge for insufficient funds
Green Dot offers both the Green Dot Prepaid MasterCard® and the Green Dot Prepaid Visa® card. With both cards you get free online bill pay. The online bill pay service allows you to pay just about anyone. There is no minimum amount that can be paid, but there is a $1,000 maximum limit on each individual bill payment. Your bill payments will also count against the daily $2,500 spend limit on the Green Dot Card.
AccountNow Cards
- Completely Free
- Builds credit when you pay bills
- Electronic payments and paper check available
- Make reoccurring payments
AccountNow® offers the AccountNow® Prepaid Visa® Card, the AccountNow® Prepaid MasterCard®, and the AccountNow® Gold Visa® Prepaid Card. All these cards offer free online bill pay. Payments are sent out at 3pm on the day you authorize them. You should make payments about 3 days before their due date. You can use your AccountNow account and routing numbers to pay your bills as long as the billers or merchants can do ACH debits
READY Debit Cards
- Builds credit
- Electronic payments and paper checks available
- Only pay when you use the service
- Free if you sign up for direct deposit
READY Debit provides both the READYdebit® Prepaid Visa® Card and the READYdebit Platinum Visa Prepaid Card. The cards both offer online bill pay and if you sign up for direct deposit the service is free. Otherwise, it will cost you $4 a month. You are only charged the $4 during the months you use the service. If you stop using the service you just won’t be charged, you don’t have to cancel. READY Debt offers credit builder that works right along with your online bill pay by reporting your payments to a credit agency.
Vision Premier(SM) Prepaid Visa Card
- Completely Free
- Electronic payments or paper checks are available
- Online payment tracking and history
- Pay companies directly with your card
The Vision cards offer three different cards, the Vision Premier(SM) Prepaid Visa Card, the Vision Preferred Prepaid Visa Card, and the Vision Platinum Prepaid Visa Card. All the cards offers free online bill pay to all card members. You can pay just about any company through the bill pay system even if the company is not set up to receive electronic payments. At anytime you can use your card to pay any company you choose as long as they accept Visa debit cards. When you use the bill pay service your payments are reported to a credit agency so it helps build your credit.
RushCards
- Pay virtually anyone online, including sending checks to friends
- Schedule single, recurring, or future-dated payments.
- Receive e-mail/text reminders.
- Track your payment status and history.
The RushCard series of cards includes the Baby Phat Prepaid Visa® RushCard, the Purple Diamond Prepaid Visa® RushCard, the RushCard Prepaid Visa® card and the Black Diamond Prepaid Visa® Card. All the RushCards offer online bill pay. With these cards using the bill pay can help build your credit because those payments are reported to a credit agency. There is a $2.00 bill pay enrollment charge and a $1.00 charge each time you pay your bills.
SilverCard Prepaid MasterCard®
- Completely Free
- Builds credit
- Electronic and paper checks available
- Online payment tracking
The SilverCard Prepaid MasterCard® offers card holders online bill pay service called Click-n-PayTM. You can send electronic payments to thousands of billers, even if they don’t accept credit cards. If you want to pay a biller that isn’t in their database, they will send them a paper check on your behalf. The service is free and by using the bill pay you can help build your credit because you payments are reported to a credit agency.
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