NetSpend is a popular prepaid card company that has partnered with BET to create the Control Prepaid MasterCard®. The Control Prepaid MasterCard® allows you to add money to the card and then spend the amount you added. You can pay bills, shop online and make purchases anywhere MasterCard debit is accepted. With this card there are no overdraft fees, no credit check and no activation fee. Here are some of the card features:

• Experience life in Control – with a simple fee plan
• No credit check, application or activation fee
• No overdraft fees
• Access to over 35,000 no-surcharge ATMs nationwide
• Earn Cash Back Rewards
• Free Direct Deposit, and get your tax refunds faster when you eFile.

Adding Money

You have a few options for adding money to your card. You can sign up for direct deposit, load cash or do a transfer. Below you will find details about each :

Direct Deposit: This is the easier way to add funds to your card. You can have you paycheck, government funded check or even your income tax return automatically deposited to your prepaid card account. There is no charge for this and your money is always deposited on time. After you direct deposit at least $500 into your account during one month you’ll qualify for an automatic upgrade to our $5 per month Discounted Fee Plan. (See Card Fees for details)

Load Cash: You always have the option to visit one of the NetSpend Reload Network locations and load cash to your card. There are over 100,000 locations nationwide. To find a location near you visit the Control Prepaid MasterCard® site. There is a fee for this service.

Bank Transfers: You can make a transfer to your prepaid card from an existing bank account. There is a fee depending on the type of transfer you make.

Card To Card Transfers: You can transfers funds from card to card at any time. This just requires a friend or family member to have the same card and then you can transfer funds from your online account. There is no charge for this.

Cash Rewards

Most prepaid cards don’t have a rewards program, but we are seeing more and more cards offering rewards. This card is one of them. Cardmembers can earn cash back rewards based on their purchases. You will be given the opportunity to accept rewards to your favorite restaurants and stores based on your purchase history. You are notified about the reward and then you have to log into your account and accept the reward.

Additional Control Prepaid MasterCard® Benefits

The Control Prepaid MasterCard® offers members a variety of other cool benefits which are listed below.

• Financial Management Tools: When you have an account you will have access to special tools that help you manage your money. You can set up a budget, monitor your account activity and even add money to an option savings account.
• Account Alerts: You can elect to receive account alerts so you always know where you are with your account. You will receive a text message alert where you can see your balance and account activity.
• Prescription Discounts: You can save up to 55% off the cost of your prescription medicine. You will have access to a discount card once you become a card holder.
• $10 Purchase Cushion: You will have a “Purchase Cushion” which means the card company will cover and authorize purchases that will put you $10 over your card balance. They won’t charge extra fees for this, but they will deduct the amount owed after you make your next deposit.
• Accidental Death & Dismemberment: You have the option to get Accidental Death & Dismemberment Insurance if you choose.
• Savings Account: An option savings account is offer for those that choose. The account pays 5% APY and there are no fees or minimum balances required.
• Customer Card: You can design your own card by adding your favorite picture or logo.

Card Fees

All prepaid cards have fees and you should always be aware of which fees you will be charged. You can avoid some fees based on how you use the card, but others are unavoidable. Check out the tables below for the card fees:

Apply for the Control Prepaid MasterCard®

You can easily apply for the card by completing an online application. There are no credit requirements so anyone 18 years or older is welcome to apply. To get started we have provided you the link below.

American Express is known for it’s high class credit card clientele, but they have also joined in on the prepaid card market. Their new addition to their list of prepaid cards is the American Express for Target Card.

The American Express for Target Card is prepaid and reloadable, which means you only spend what’s loaded on the Card. There are no credit checks or overdraft fees so everyone is eligible for a card. You can purchase this card from Target stores and the can be used anywhere American Express is accepted.

How The Card Works

This card can be used to make purchase, pay bills or shop online. In order to use the card you must first load funds to the card and the available balance will be the amount you load. You can manage your account online so you always know how much money you have to use. You can also use this card to make ATM withdraws or get cash back when making a purchase. There are fees and a cost for the card which you can view in the Fees section.

Loading Funds To The Card

There are three ways you can load fund to your card. You can load funds at a Target store, online, or by phone. Here’s a rundown of how it works:

• At The Store: You can load funds at any target store for $3.00 per load. You must have your ID with you.
• Online: You can load funds to your card from an existing bank account. You just log into americanexpress.com/target and select “Load Funds”. You can do this as a one time transaction or schedule recurring reloads. Depending on the funding source there is not a charge for this.
• By Phone: You can also load funds to your card over the phone. First you have to set up your bank account as your funding source. This can be done online. When you call to make the transfer you must have your American Express for Target Card and the last four digits of your bank account.

Unique Amex Benefits

Amex is upping the prepaid card game by offer unique benefits that we don’t see with other cards. Here is an overview of some of the cardmember benefits:

Purchase Protection
If you make an eligible purchase with this card and the item accidentally breaks or is stolen, you can be reimbursed.

Roadside Assistance
As a cardmember you are automatically given Roadside Assistance. If your car breaks down you just call Amex and they will send help.

Global Assist Services
Cardmembers who are traveling more than 100 miles from home and need assistance, contact Amex and they can direct you to medical and legal professionals, help with lost passports, and more.

American Express 24-Hour Customer Service
The American Express Customer Service line is available and free. Some prepaid cards charge for this service. They can be reached 24/7 at 1-888-872-9105.

Fraud Protection
If your Card is lost or stolen, you will not pay for fraudulent charges.

Discounts and Special Offers
As an American Express for Target Cardmember, you have access to hundreds of discounts and special offers.

Card Fees

As with all prepaid cards there are fees you should be aware of. Below we have listed some of the fees, but for a complete list you should view the card terms and conditions.

• $3 Loads at Target Stores
• $3 ATM withdrawals
• 1 Free ATM withdrawal per month

How To Get A Card

Currently, you can only get a American Express for Target Card by visiting a Target store. There are no credit requirements – you just have to be 18 and a U.S. citizen. As soon as you get the card and load funds the cards is ready to be used.

If you’re a Little Wayne fan then chances are you will like his new prepaid card – Young Money Prepaid Discover® Card. This card works just like any other prepaid card and can be used everywhere Discover is accepted. You can shop online, pay bills, get cash from an ATM or even get cash back from a purchase. The card offers direct deposit, online bill pay and online account management. Before you can use the card you must add funds to the card. This is not a credit card and anyone is eligible for the card, regardless of your credit history.

Add Money

Adding money to your card is easy, but depending on which method you use there might be a fee. Here are several different ways you can add money to your Young Money Discover® Card Card.

Direct Deposit: Have your paycheck deposited directly to your Young Money Card. This includes government checks like child support of SSI. This is a free service and you can get the enrollment form from your online account.

MoneyPak: You can purchase a MoneyPak which is available in thousands of stores nationwide, including retailers like Walmart, Walgreens, CVS/pharmacy, Rite Aid, Kmart, Kroger and Meijer.

Online Reload: You also have the option to login to your online account and transfer funds from an existing prepaid card.

Tax Refunds: With tax season approaching quickly, you can use this account to get your tax refund. You get your refund faster by having it deposited directly to your Young Money Card and this service is free. You can print the enrollment form from your online account.

Managing Your Account

You can manage your account online which allows you to conveniently view your account at anytime. You can check your balance, view monthly statements, pay bills, and elect to receive text alerts to name a few. Your online account is also where you can print your direct deposit form and make a card to card transfer. Using your online account is a free service you get just for being a card member.

Young Money Fees

The most important part of any prepaid card are the fees. Below we have listed several fees you should expect if you use the card. To see a complete list you should review the card terms and conditions.

• ATM Withdrawals: Domestic: $2.00
• ATM Withdrawals: International: $3.00
• Monthly Maintenance Fee: $3.95
• Replacement Card (Lost/Stolen): $5.95
• Card Purchase Fee: $6.95
• Paper Statement Fee: $2.50
• Reload Fee: $4.95

How To Get A Card

Getting a card is easy and can be done online. All you have to do is fill out an application form. The only requirement is that you be 18 years old and a U.S. citizen. There are no credit requirements because this is a prepaid card. You can get started today by completing an online application.

Rushcard Prepaid Visa Review

The Rush Card offers four different prepaid cards under two different plans–the monthly plan and the pay as you go plan. The monthly plan has a low activation fee of $3 but a monthly charge of $9.95. The pay as you go plan charges a higher activation fee of $19.95, but no monthly fee. Both plans offer a credit builder feature called RushPath to Credit and a prescription drug card that can save you up to 85% on prescription medication.

• Get a Rush Card prepaid Visa
• Visit the official Rush Card website

How it Works

As a prepaid Visa card, the Rush Card is accepted anywhere that takes debit Visa. The card can be used to shop online or over the phone.

How to Load Money

There are six ways to load money onto the Rush Card prepaid Visa:

1. Direct Deposit: Add money to your RushCard by having your payroll or government benefits check deposited directly to your RushCard automatically each payday. Direct Deposit is fast, convenient, safe, and FREE.
2. PayPal: Transferring funds from your PayPal account to your RushCard is easy and FREE. You must set up and confirm your RushCard in order to transfer funds.
3. Check or Money Order: Add money to your RushCard for FREE by mailing a check or money order to the payment address below. All checks undergo a verification hold of up to 10 days from the time we receive your check before the funds will be posted to your account.
4. Bank Transfer: If your financial institution offers electronic bill pay service, you can transfer money from your bank account to your RushCard by setting up RushCard as an online payee. Your financial institution will create a paper check and mail it to us for deposit. All checks undergo a verification hold of up to 10 days from the time we receive your check before the funds will be posted to you account.
5. Cash Deposit: You can add cash to your RushCard through MoneyGram, Western Union or a Green Dot MoneyPak.
6. Tax Refund: You can have your Federal and State Tax Refunds direct deposited to your RushCard for FREE and receive your refund up to a month faster than traditional refunds.

Use the RushCard Like a Visa

Once you’ve loaded money onto the card, the RushCard can be used anywhere that accepts debit Visa. whether to withdraw cash, make everyday purchases, shop online, or pay bills.

Rush Card Features

Track Spending

Colorful, easy-to-view graphics help you compare transactions and track your spending, deposit, and balance trends online. Set up budget goals by category, track your progress throughout the month, and sign up to receive instant alerts if you exceed a set budget amount. View a printer-friendly version of your monthly RushCard activity or download your activity for use in Quicken®, Microsoft® Excel or Microsoft Money.

RushText Alerts

Get instant access to your balance, deposit, and recent transaction information anywhere and anytime on your mobile phone. RushText is a FREE and convenient way to access your account information.

Prescription Discounts

RushCard’s free Prescription Discount Card entitles you to discounts on your regular prescription drugs:

• Discounts of 10%-85% on brand & generic prescription drugs
• Accepted by 56,000 pharmacies nationwide, including national chains, regional chains, and independent pharmacies
• Usable even if you have existing insurance
• Get a card for yourself or gift one to your loved ones

Summary of the Rush Card

• 100% Guaranteed Approval* – No Credit
• Free card with direct deposit (by 4/15/11)
• Free direct deposit & $0 Activaiton fee
• Only card that lets you change your fee plan whenever you want to
• Free prescription discount card
• Free credit builder
• Easy Bill Pay – pay bills, rent, or write personal checks
• Card to card transfers

The EXACT Prepaid MasterCard is a great alternative to a bank account or credit card and can be used anywhere MasterCard is accepted. There is no credit check required when applying, so as long as you are 18 years of age and a U.S resident you will be approved. This card comes with many features like mobile and e-mail alerts, online account management, online bill pay and free direct deposit. There are no overdraft fees, no late fees, and no interest payments. There is a one-time activation fee of $9.95 and a monthly fee of $4.95. You can easily load funds by direct deposit, online, or in person at over 100,000 locations. This prepaid card has a balance limit of $5,000. Here is some more information about what the EXACT Prepaid MasterCard has to offer.

Free Direct Deposit

The EXACT Prepaid MasterCard offers free direct deposit for all cardholders. You can have your payroll checks, dividends, disability and government checks deposited directly to your account for no extra charge. Your funds will be available the same business day they are received. If you would like to sign up for free direct deposit, just log-in to your EXACT Prepaid MasterCard Account to get more information.

Online Account Management and Online Bill Pay

The EXACT Prepaid MasterCard comes with online account management. When you sign in to your account online you will be able to monitor account activity, make changes to your account information, and sign up for features like e-mail and mobile alerts and direct deposit. You can also pay all of your bills online with the EXACT Prepaid MasterCard. Online bill pay makes it easy for you to pay bills on time without the hassle of paper checks or money orders.

E-mail or Mobile Alerts

E-mail and mobile alerts make it easy for EXACT Prepaid MasterCard card members to stay on top of their account. When you sign up for e-mail or mobile alerts you will be notified of changes pertaining to your account and for transaction/deposit notifications. This feature can help customers identify fraudulent activity quickly and keep track of their balance while on-the-go.

EXACT Prepaid MasterCard Fees

Just like all other prepaid cards, there are fees associated with the EXACT Prepaid MasterCard. There is a one-time $9.95 activation fee along with a $4.95 monthly fee. There is also a $0.25 fee for all signature and PIN transactions. Please see the table below for all the fees associated with this card.

AccountNow Gold Visa® Prepaid Card Review

The AccountNow Gold is a low cost Visa prepaid credit card. The Card allows you to access funds you place on the Card. Because the AccountNow Gold card is not tied to a bank account and is not a credit card, no credit check or chexsystems inquiry is required.

AccountNow Gold Visa Prepaid Card Summary:

• 100% Guaranteed Approval* – No Credit Check
• $0 Activation Fee
• $25 bonus with Free direct deposit
• Free Online Bill Payment
• Up to $10,000 balance limit
• Instant Account Number – Perfect for getting your Tax Refund faster with direct deposit

  Apply Now!

Loading the AccountNow Gold Visa

You may add funds to your Card, called “value loading”, at any time. The amount of each value load must be at least $10.00. There is no limit on the number of times you may value load the AccountNow Gold Visa, but there is a limit of total number of value loads and total amount per day. There is also a maximum value load you may place on your card when aggregated with any other AccountNow cards you have authorized.

You can add money to the card through direct deposit of your paycheck or government benefits check. Setup a recurring direct deposit of at least $100 per months, and you can get a $25 bonus. Here are the details:

You must start Direct Deposit within 60 days of opening the account. You must make direct deposits for 2 consecutive months to qualify for the credit. Offer cannot be combined with any previous direct deposit offers and is available to first time direct deposit customers only. Credit will be posted to your AccountNow account after 65 days of first deposit if direct deposit is still active.

You can also add cash to the AccountNow Gold Visa at more than 135,000 locations nationwide.

Using the AccountNow Visa Gold

You may use your prepaid card to purchase or lease goods or services wherever Visa debit is honored as long as you do not exceed the value available on your card. AccountNow also allows you to use the Visa Gold card for partial payment, sometimes referred to as split transactions. For example, if you do not have enough money on your card, you can instruct the merchant to charge a part of the purchase to the card and pay the remaining amount with cash or another card.

You may also use the card to access cash at an Automated Teller Machine (ATM).

AccountNow Gold Visa Fees

There are different service fee and features for customers who are on direct deposit and those without direct deposit. A “Customer on Direct Deposit” means that you have a recurring direct deposit set up from your payroll or benefits provider. Here is a list of some of the fees associated with the AccountNow Gold Visa

Because fees do change from time to time, consult the AccountNow Visa Gold official site for a current list of fees.

The Prepaid Visa® KLS RushCard is the newest addition to the RushCard family. This is a prepaid card that was created by Russel Simmons. The card offers members a variety of perks for being a card holder. This debit card gives you all the flexibility of “plastic” without the risk of overdraft fees, interest charges and debt. Since this is a prepaid card there is no credit check and it doesn’t matter if you have had credit issues in the past. This has a built in feature that can even help you build or reestablish good credit. The card can be used everywhere Visa debit is accepted and there are no sign up fees. Here are some of the features of the card:

• Free Direct Deposit – sign up now and have a safe place to put your tax refund
• Guaranteed approval – no credit check required
• Online bill pay and free text alerts
• Free Prescription Discount Card from RushCard – save up to 85% on prescriptions

Pay As You Go/ Monthly Plan

All RushCard give members the choice in how they want their fee structure to work. You can either choose the Pay As You Go Plan or the Monthly Plan. The Pay As You Go Plan is structure for those that only want to pay a fee when you use the card. With this option there is no monthly fee and you can even earn cash back after you make 10 transactions during a month. The Monthly Plan is for those who want to pay a fixed monthly fee and have the freedom to use their card as much as they would like. With this plan you get free signature transactions and two free ATM withdraws each month.

Credit Builder

One of the features of the that not all prepaid cards offer is the credit builder. With the RushPath credit builder the card offers helps you build credit history every time you pay your bills with your Card. You can pay bills like utilities, rent, phone, etc. It’s free to all card members and you don’t have to enroll, you just get it. RushCard automatically reports your payment history to LexisNexis® and PRBC®, a national credit reporting agency. These credit reporting agencies basically will create a file for you to report positive credit. At some point when you apply for a credit card, lenders may use your credit information obtained by one of these lenders. In order to partake in the RushPath you do have to enroll, but its free.

Loading the Card

The card gives several options for loading fund to your prepaid card. Direct Deposit is free, fast and convenient. Your paycheck can automatically be deposited to your card each pay day. This means no more paying check cashing fees or waiting in line. You can even have government checks directly added to your card too. There are lots of great benefits to direct deposit. You can always add cash by going to any participating retail location like Western Union, MoneyGram and Green Dot Money Pak. Bank & Wire Transfers, PayPal Transfers and Card to Card transfers with other cardmembers is acceptable too.

The Walmart MoneyCard^SM MasterCard^® Prepaid Card is a prepaid card that can be used everywhere MasterCard debit is accepted. Anyone can apply for this card regardless of credit history, even if you have bad credit. A unique feature of the card is the rewards program. For a limited time, the card is giving members a $10 bonus when you sign up for direct deposit. The card is ideal for those that are seeking a prepaid card and want to shop online, pay bills, and get cash at ATMs. Here are some of the benefits of the card:

• No issuance fee online
• No credit check or bank account required
• No overdraft fees
• No minimum balance required
• Free Direct Deposit
• $10 bonus with qualifying Direct Deposit (for a limited time only)
• Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs

Earning Rewards

The rewards programs rewards those who make gasoline purchases with your card. Before using your card to make a pay at the pump purchase you will want at least $75 in your account. You can earn 1% cash back for all gas purchases nationwide. This 1% cash back offer is valid until December 31, 2011. You will receive your cash back on the last day of your billing cycle and your cash will be added to your Card balance.

Loading Funds

Like with all prepaid cards, you have to load funds to the card before you can make purchases with the card. You can reload the card as often as you want, but there are some stipulations on the amount you can add. Excluding direct deposits from your employer, the minimum amount that may be loaded to a Walmart MoneyCard in a single reload is $20 and the maximum amount that may be loaded to a Walmart MoneyCard in a single reload is $1,100 (or $2,999 if you load the proceeds from a check cashed at Walmart). The maximum amount that may be loaded to a Walmart MoneyCard on a day is $3,000. There are several ways to load funds:

• Load Cash: Load cash at a WalMart store for a $3 charge.
• Direct Deposit: With direct deposit, your paycheck will be automatically transferred from your employer or benefits provider to your mPower Visa Prepaid Card on every payday. Social Security, SSI, state disability, and other federal and state benefit programs all offer direct deposit. Most employers offer direct deposit as an option to receive your pay versus a paper check. This service is free.
• Online Bank Transfer: You can transfer funds from your bank account, credit union, or other financial institution for free.
• Green Dot® MoneyPak®: Load cash onto your card at thousands of Green Dot® MoneyPak® retail locations. You can pick up one at thousands of locations across the country and the charge varies.

Card Fees

There are fees associated with using the Walmart MoneyCard(SM) MasterCard® Prepaid Card. To see a complete list of fees you should refer to the card terms and conditions.


How To Apply for the Walmart MoneyCard(SM) MasterCard® Prepaid Card

Applying for this prepaid card is quick and easy. We’ve provided a link below that will take you to the official Walmart MoneyCard(SM) MasterCard® Prepaid Card website. From this page, you can click on the apply now button and you can get started with the application process. Anyone can apply for this card regardless of your past credit history.

To get started, visit the Walmart MoneyCard^SM MasterCard^® Prepaid Card official website.

The mPower™ Visa® Prepaid Card offers a 100% guaranteed approval to anyone regardless of credit history. There are no credit checks and you are eligible even if you have had credit issues in the past. The card can be used everywhere Visa debit is accepted. The card is a prepaid card, which means you can only spend what’s preloaded on the Card. That means there’s no risk of overdraft fees or it will not affect your credit history in anyway.

This card offers users the option to earn cash back, manage their account online, built credit, and get special discounts. As a bonus, when you sign up for Direct Deposit with a recurring Direct Deposit of $400 or more and you will get a $25 bonus deposited into your account and the $9.95 Activate Card Fee will be refunded to your account on your next statement. Here are some of the card features:

Loading Funds

There are three options for adding funds to the card. You can add money by making a cash deposit, direct deposit or card to card sharing. When adding cash, you can add as little as $10. There is a maximum cash limit of $950 per day and a maximum cash limit of $4,500 per month. For direct deposits such as payroll from employers, payments from benefits providers and state and federal tax refunds, they accept deposits from $10 up to $10,000 per deposit, with a maximum of $10,000 per month. Here is an overview of how to add funds to your account:

Online Bill Pay

With online bill pay you won’t have to worry about stamps, money orders, long lines and expensive money transfer fees. You can pay your bills electronically or even have a paper check sent on your behalf. You can schedule single payments or schedule future-dated payments to occur. You can even opt to receive email or text reminders about your bills that are due. Using online bill pay gives you an easy way to track your bills and view your bill payment history.

Building Credit

Your mPower™ Visa® Prepaid Card can help you start building your credit history when you use the online bill pay feature. This is a free service that is available to all cardholders. You are automatically enrolled in the service when you be come a member. All you do is use your mPower Visa Prepaid Card to pay your cell phone, utility, cable, insurance, or any other recurring bills each month. Your payment history will be automatically reported to PRBC®, a national credit reporting agency. PRBC will use your transaction history to create a credit file for you. When you apply for credit, lenders may use your PRBC credit file to qualify you and offer you lower interest rates. This is a feature that no all prepaid cards offer.

Earn Cash Back

The mPower Visa Prepaid Card also allows you to earn cash back on your purchases. Cardholders can earn cash back on signature-based purchases, Internet purchases, purchases made over the phone or through the mail, bill payment and point-of-sale purchases when “credit” is selected. Cash back will be based on a 12 month period starting with cardholder’s enrollment. The cash will be placed on the cardholder’s card on the 13 month. The table below illustrates the cash back you can earn.

Additional Card Benefits

This card provides a unique set of benefits you receive just for being a cardmember. Here is a list of some of those benefits you will receive:

Card Fees

Even though this is a prepaid card there are still fees associated with using the card. The table below provides some of those fees, but to see a complete list you should refer to the card terms and conditions.

How To Apply for the mPower™ Visa® Prepaid Card

Applying for this prepaid card is quick and easy. We’ve provided a link below that will take you to the official mPower™ Visa® Prepaid Card website. From this page, you can click on the apply now button and you can get started with the application process. Anyone can apply for this card regardless of your past credit history.

To get started, visit the mPower™ Visa® Prepaid Card official website.