If you are looking for a free prepaid credit card, you’ve come to the right place. We’ve evaluated dozens of prepaid Visa and MasterCard options and listed the top choices below by category. These cards include no fee reloadable general purpose prepaid cards, prepaid debit cards with free direct deposit, cards with free ATM withdrawals, and even prepaid cards that can help build your credit.
Each of the cards listed below are either a prepaid Visa or MasterCard, which means they are accepted everywhere that takes Visa or MasterCard. And because these are prepaid cards, there is no credit check, no ChexSystems verification, and approval is 100% guaranteed.
Mango Prepaid MasterCard
The Mango Prepaid MasterCard comes with no activation fee, free direct deposit, free unlimited purchase transactions, and no monthly fee when you add at least $500 a month to the card. If you add less than $500 a month, the monthly fee is just $5. You can load money onto the card at thousands of retailers, and there is no credit check, no bank accounted needed, and no overdraft fees.
Details:
- FREE Prepaid MasterCard
- $0 Activation Fee
- FREE Direct Deposit
- FREE unlimited purchase / signature transactions
- FREE account management online or with your mobile phone
- FREE to check your balance with your mobile phone
- No monthly fee when you load $500/month
- Send money with your mobile phone
- Load cash at tens of thousands of retailers nationwide
- No credit check, no bank account needed, no overdraft fees
- Click here to get the Mango Prepaid Mastercard
Green Dot Gold Prepaid Mastercard
The Green Dot Gold prepaid MasterCard is one of the few prepaid cards that offers free ATM withdrawals at over 15,000 participating ATMs. In addition, activation of the card online is free, free online bill pay and direct deposit, no transaction fees on U.S. purchases, and no monthly fees for any month with at least 30 transactions. And for a limited time, get a $10 bonus when you set up direct deposit (see site for restrictions).
Details:
- FREE $0 Activation Online –with NO credit check!
- FREE Cash withdrawals at over 15,000 participating ATMs
- FREE Online Bill Pay & Direct Deposit
- NO Monthly fee for any month with at least 30 purchases
- NO Transaction fees on US purchases
- NO Overdraft or penalty fees
- NO Minimum balance required
- GET $10 with Direct Deposit (see site for restrictions)
- Click here to get the Green Dot Prepaid MasterCard
ACE Visa Prepaid Debit Card
With the ACE Visa Prepaid Debit Card, you can get paid faster when you have your paycheck or government benefits check direct deposited to your card. ACE Visa offers a no fee application with no obligation, no charge for withdrawals at more than 1,600 ACE Cash Express locations with direct deposit, and no overdraft fees or minimum balance requirements.
Summary:
- No application fee and no obligation
- No charge for withdrawals at 1,600+ ACE Cash Express locations with direct deposit
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Free direct deposit of your paycheck or government check
- Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
- Earning your trust since 1968
- Click here to get the ACE Visa Prepaid Card
AccountNow Prepaid Visa
If you want a prepaid card with direct deposit, the AccountNow Visa is the perfect choice. For a limited time, AccountNow is offering a $25 cash bonus when you set up direct deposit (see site for details). AccountNow offers $0 activation fees when you set up direct deposit. There are also no overdraft fees or minimum balance requirements.
Details:
- No Credit Check Needed
- $0 ACTIVATION FEE – When You Load Your Card By Direct Deposit
- 100% Guaranteed Approval*
- FREE Credit Builder
- FREE Online Bill Pay
- NO Overdraft Fees or Minimum Balance Required
- Re-loadable With a $10,000 Balance
- $25 Bonus with Direct Deposit
- Click here to get the AccountNow Visa