The Green Dot® Gold PrePaid Visa® is a very popular prepaid card. This card does not require a credit check or any sort of checking account. You can apply for this card if you have had credit issues in the past and have bad credit. The card offers free direct deposit, free online bill pay and there are no overdraft charges. Possibly the best features is that it offers free ATM withdrawals at over 18,000 locations.
- $0 activation online - with no credit check
- No minimum balance
- Free Online Bill Pay
- Free Direct Deposit
- No overdraft fees
- Access to over 22,000 MoneyPass® ATMs
Green Dot® Gold Prepaid Visa® Card Summary
The Green Dot® Gold Prepaid Visa® Card is a prepaid credit card available to those that have good or bad credit. It doesn’t matter if you have had credit issues in the past, you can still apply for this card because there are no credit checks. With this card you can not go in debt and you will not be charged interest. This means you will never overdraw your account and you won’t have to worry about those costly fees some cards charge. As a Visa® debit, the Green Dot card can be used anywhere that accepts Visa® debit, which is just about everywhere
How To Add Funds
You can have your paycheck or government benefits check directly deposited onto your Card and the service is free. You can deposit your whole payroll check or a portion of it. You can also load cash on your card using what’s called the MoneyPak, which is available at thousands of neighborhood stores nationwide. Finally, you can reload your Green Dot card directly from your bank, credit union, or other financial institution. Many banks offer the ability to transfer funds through a process known as ACH transfer. You can load your card with the click of a button. Green Dot does not charge for this service, although your financial institution may charge a fee.
Green Dot® Gold Prepaid Visa® Card Fees
There are fees you should know about before using the card. This card is a prepaid card which means there will not be any interest fees or late fees, but there are still fees associated with the card. Green Dot® Gold Prepaid Visa® Card fees are some of the lowest available from any prepaid card:
|Initial Purchase||Varies by retailer, up to $4.95 ($6.95 for the NASCAR® Prepaid Visa Card).|
|Monthly Charge||Waived in any monthly billing cycle when you load at least $1,000 to your Card or have 30 posted purchase transactions (excludes all ATM declined withdrawals, ATM balance inquiries, teller cash advances and online bill payments at www.greendot.com).
|ATM Withdrawal & Teller Cash Advance||Free at in-network ATMs
All other ATM withdrawals: $2.50
Teller cash advance: $2.50
|ATM Balance Inquiry at Non-Network ATMs||$0.50|
|Lost/Stolen Card Replacement||$6.00|
|Reload at Retail Location||Varies by retailer, up to $4.95|
|Expedited Card Delivery||$19.95|
Apply for the Green Dot® Gold Prepaid Visa® Card
It is easy to apply for Green Dot® Gold Prepaid Visa® Card. When you apply for a card you do have to provide your name, address, and social security number. Federal law requires this information to be verified. You can get started right away by completing a Green Dot® Gold PrePaid Visa® online application today.
|Green Dot® Gold PrePaid Visa®|