Green Dot® Gold Prepaid Visa® Card

Green Dot® Gold Prepaid Visa® Card

Reviewed by:
On August 9, 2010
Last modified:March 15, 2013


Low frees, free ATM, direct deposit, and no credit check

The Green Dot® Gold PrePaid Visa® is a very popular prepaid card. This card does not require a credit check or any sort of checking account. You can apply for this card if you have had credit issues in the past and have bad credit. The card offers free direct deposit, free online bill pay and there are no overdraft charges. Possibly the best features is that it offers free ATM withdrawals at over 18,000 locations.

  • $0 activation online - with no credit check
  • No minimum balance
  • Free Online Bill Pay
  • Free Direct Deposit
  • No overdraft fees
  • Access to over 22,000 MoneyPass® ATMs

Green Dot® Gold Prepaid Visa® Card Summary
The Green Dot® Gold Prepaid Visa® Card is a prepaid credit card available to those that have good or bad credit. It doesn’t matter if you have had credit issues in the past, you can still apply for this card because there are no credit checks. With this card you can not go in debt and you will not be charged interest. This means you will never overdraw your account and you won’t have to worry about those costly fees some cards charge. As a Visa® debit, the Green Dot card can be used anywhere that accepts Visa® debit, which is just about everywhere

How To Add Funds
You can have your paycheck or government benefits check directly deposited onto your Card and the service is free. You can deposit your whole payroll check or a portion of it. You can also load cash on your card using what’s called the MoneyPak, which is available at thousands of neighborhood stores nationwide. Finally, you can reload your Green Dot card directly from your bank, credit union, or other financial institution. Many banks offer the ability to transfer funds through a process known as ACH transfer. You can load your card with the click of a button. Green Dot does not charge for this service, although your financial institution may charge a fee.

Green Dot® Gold Prepaid Visa® Card Fees
There are fees you should know about before using the card. This card is a prepaid card which means there will not be any interest fees or late fees, but there are still fees associated with the card. Green Dot® Gold Prepaid Visa® Card fees are some of the lowest available from any prepaid card:

Initial PurchaseVaries by retailer, up to $4.95 ($6.95 for the NASCAR® Prepaid Visa Card).
Monthly ChargeWaived in any monthly billing cycle when you load at least $1,000 to your Card or have 30 posted purchase transactions (excludes all ATM declined withdrawals, ATM balance inquiries, teller cash advances and online bill payments at

Otherwise, $5.95.
ATM Withdrawal & Teller Cash AdvanceFree at in-network ATMs

All other ATM withdrawals: $2.50

Teller cash advance: $2.50
ATM Balance Inquiry at Non-Network ATMs$0.50
Lost/Stolen Card Replacement$6.00
Reload at Retail LocationVaries by retailer, up to $4.95
Expedited Card Delivery$19.95
Second Card$4.95

Apply for the Green Dot® Gold Prepaid Visa® Card
It is easy to apply for Green Dot® Gold Prepaid Visa® Card. When you apply for a card you do have to provide your name, address, and social security number. Federal law requires this information to be verified. You can get started right away by completing a Green Dot® Gold PrePaid Visa® online application today.

Green Dot® Gold PrePaid Visa®
Green Dot® Gold PrePaid Visa®
Apply Now...
  • $0 activation online - with no credit check
  • No minimum balance
  • Free Online Bill Pay
  • Free Direct Deposit
  • No overdraft fees
  • Access to over 22,000 MoneyPass® ATMs
Intro APR Intro APR
N/A N/A N/A up to $5.95 monthly fee N/A No Credit Check


  1. Clayton Williams says:

    I lost my card a year ago.
    I would like to deactivate the card I lost.
    What is the process for deactivating the card?

  2. once you put money o the card can you get cash if u need to

  3. where are all the free atm i haven’t found one yet!

  4. hola
    compere una visa pre pagada green dot y trate de activarla en mi pc pero no me aseptaron y me van a rembolsar mi dinero ok
    y mi pregunta cual fue el error que yo hize ho por k no fui yo aseptado ho mi estatus no me permite aplicar para activar una visa prepagada?
    su respuesta es para mi importanta para k asi en un futuro no la vuelba adquirirla y me evito esa pena gracias

  5. Jesse, It depends on the card and it can also depend on what type of authorization it is. The best thing to do is call Green Dot directly and check with them. You can find their customer service number on the back of your card.

  6. I currently have a NetSpend card and like the fact that I can walk into an Ace Cash Express and make a large withdraw. Greendot is in more locations in my area however. Is there a place I can go to make a large withdraw like NetSpend has?

  7. Lawrence says:

    I have a pre-paid green dot visa debit card & I need to know how much money can the card hold?

    • Michal says:

      Lawrence – That’s a good question. The maximum amount of value that can be on the Card at any time is $2,500. Hope this helps!

  8. Peggy White says:

    I uploaded 2 cards at the same time at a 7 eleven store. It was late at night and the clerk kept having problems with the register showing that I over paid. I’ve been doing business with this store for years and have never had any problems with them. The next evening I start paying my bills using the credit cards only to find that one credit card was not uploaded. I left the store without my receipt for the transaction. I immediately go back to the 7 eleven to talk to the clerk about my missing money. At this time two clerks were on duty. The clerk that took my money doesn’t deny that I gave him the money. He says the money was put on my cards. My arguement to the clerk was that the reason for the register showing amount due to me was because he didn’t add the money to my card. The other clerk on duty stated that he made the deposit for the night in question and show no overages in their deposit. The second clerk also stated that they had no way of going back and verifying what was deposited to Green Dot. He also said, “I would have to take it up with Green Dot.” I’m not sure how I’m to call Green Dot concerning this without a receipt. Please tell me how to handle this serious situation. I have $500.00 that is lost between 7 eleven and GreenDot. There has to be some way that seven eleven can check their transactions against what was deposited to Green Dot. The clerk told me I had to wait until the owners come back from vacation. The owners are back and I would like to have some knowledge on how they can go back and find where my money went that night. Please Help

    • Peggy, I would follow up with BOTH 7-11 and Green Dot. And I would keep escalating to the next person up the chain of command until you get your money back or the cash added to the card. There are no easy answers here without a receipt, but I’d keep trying.

  9. Can this card (Green Dot) be used to reserve as well as pay for a car rental?
    – even though this card is prepaid; can this card be used as a normal
    credit card/ debit card for respective purchases that require such?
    [my name is embossed on the front of the card?]

  10. I live in a small town with about 700 people and we get our mail through a p.o. box not our address but I have tried several times to get a greendot card but they can never pull up our physicall address because its not in the USPS data base to get mail there its basically pointless to have green dot cards or any other prepaid for small town what do I do?

    • Rula, my only suggestion would be to call Green Dot and explain the situation. You might also check your credit report to see what address the credit agencies use.

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