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September 10, 2010

Welcome to Prepaid Cards 123! Here you’ll find everything you need to know about prepaid credit cards and debit cards. From the top prepaid card offers listed to the left by category and issuer, to debit card news, tips and resources, Prepaid Cards 123 is THE resource for prepaid Visa and MasterCard. If you have any questions about the site or prepaid cards, or just want to drop us a line, we’d love to hear from you.

Aaron Berger, Founder

P.S. To get you stared on the right track, below is our list of 3 of the best prepaid credit cards available.

Best Prepaid Credit Cards

Rank
Prepaid Card
Features
Fees & Reviews


1
Mango MasterCard
Mango MasterCard Prepaid Card
Editor's Pick: Low Fees
  • No Credit Check
  • No Bank Account Required
  • FDIC Insured and 100% Safe
  • Send money with your mobile phone
Activation Fee: $0*
Monthly Fee: $0 - $5.00*
Transaction Fees: $0*
ATM Fees: $2.00*
*See Mango's website for details


2
Green Dot

Free ATM Withdrawals
  • No credit check
  • No overdraft or penalty fees
  • Free ATM withdrawals
  • Free direct deposit
Activation Fee: $0*
Monthly Fee: $0 - $5.95*
Transaction Fees: $0*
ATM Fees: $0 - $2.50*
*See Green Dot's website for details


3
AccountNow Visa

$25 Direct Deposit Bonus
  • No credit check
  • No overdraft fees
  • No ChexSystem's verification
  • $25 bonus with direct deposit
  • Now with iAdvance line of credit
Activation Fee: $0*
Monthly Fee: $9.95*
Transaction Fees: $0*
ATM Fees: $2.50*
*See AccountNow's website for details

Vision Preferred Pepaid Visa Card Review

August 26, 2010

The Vision Preferred Prepaid Visa Card offers a variety of features for its card members. The card is easy to load, allows you to make online purchases, and helps you manage your money. This card can be used anywhere that Visa debit is accepted. The card is also available to anyone that applies regardless of [...]

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6 Prepaid Cards That Offer Online Bill Pay

August 26, 2010

Using an online bill pay service is convenient because you don’t have to make any special trips to pay your bills, you don’t need to write checks, or even pay for stamps. Using the service is easy and you have the option to set up monthly payments or pay your bills automatically. With an online [...]

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Vision Premier(SM) Prepaid Visa Card Review

August 25, 2010

The Vision Premier® Visa® Prepaid Card is a low cost prepaid card that offers a variety of benefits to card members. The card is available to anyone regardless of credit history. Even if you have had credit issues in the past and your credit is not good, you can still apply for this card. This [...]

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Black Diamond Rush Visa Card Review

August 25, 2010

The Black Diamond Rush Visa Card is a prepaid card that is part of the Rush Card series of cards. The Rush Cards are popular thanks to their founder Russel Simmons. The Black Diamond card offers a variety of benefits to card members. With the card you get a low monthly fee, numerous loading locations, [...]

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10 Reasons To Use Your Prepaid Online Bill Pay

August 24, 2010

Online bill pay can help you manage your bills without all the paper. Using online bill pay will reduce the amount of time you spend on paying your bills. Many prepaid credit cards offer an online bill pay service. Some cards charge a fee for the service and some cards offer the service free of [...]

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A Review of the Green Dot Online Bill Pay Service

August 23, 2010

The Green Dot MasterCard and the Green Dot Visa Card both allow their card members to log onto their online account and pay bills. Instead of going to the website of each individual company to make a payment, you can make all your payments right from your Green Dot account. It doesn’t matter if the [...]

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Purple Diamond Visa Card Review

August 20, 2010

The Purple Diamond Visa Card is a prepaid card that is part of the RushCard series of cards that are promoted by Russel Simmons. The cards are popular and they offer several perks to their customers. Some perks include low monthly fees, a variety of loading locations, direct deposit, and the card can be used [...]

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The Difference Between A Signature and PIN Transaction

August 19, 2010

Using prepaid cards are great when it comes to convenience. You don’t need to carry cash and you can use them just about everywhere. When you use your card for an in store transaction, you will have the option of signing for your purchase or using your PIN to complete the transaction. Knowing the difference [...]

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Ten Common Fees Prepaid Cards Charge

August 18, 2010

It seems like prepaid cards often get a bad wrap for the fees they charge. Maybe that’s because every prepaid card charges some type of fee, even the low fee cards. Since I have yet to find a prepaid card that doesn’t charge any fees, I thought it might be a good idea to review [...]

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New Regulations for Gift Cards Set To Be In Effect Soon

August 18, 2010

New gift card regulations (H.R. 5502) go into effect August 22, 2010 as a result of the Credit Card Act. The new rules states most gift cards must not expire less than five years of adding funds to them. In other words, if you load money on a gift card it will not be allowed [...]

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