Fidelity National Information Services, Inc. (NYSE: FIS), recently announced the addition of their Mobile Financial Services application to Ready Financial Group’s prepaid debit cards. The technological enhancement will increase READYdebit cardholders’ ability to manage their prepaid cards and finances right from their cell phones.
Ready Financial Group offers the popular READYdebit Visa Prepaid Card to U.S. consumers. The READYdebit® Visa Prepaid Card gives you the convenience of a Visa card with 100% approval guaranteed. This card is not a line of credit which means you can’t go into debt using this card. Your available balance is determined by the amount of money you deposit on the account. Many people use the READYdebit Visa Prepaid Card as an alternative to a traditional checking account because there are no overdraft or negative balance fees. With online bill pay you can send paper checks online to anyone you’d like instead of using traditional checks. This card does not report to any credit bureaus so it will not help or hurt your credit rating.
FIS and READYdebit launched mobile applications for use on the Apple iPhone as well as on the Google Android operating system. Both apps are available in the iTunes and Android app marketplaces. Here are the features offered by the mobile applications:
- Viewing account balances anywhere, anytime
- Make payments to anyone, anywhere
- Review bank statement and account activity
- Receive mobile alerts when money is added to card
- Get notified when funds are low in account
- Find out instantly when an account status changes
As the technology continues to grow, we are seeing more and more prepaid cards that offer the ability to manage your account via your mobile device. This is a great way to always know where you stand with your account and it’s free.