February 5, 2012

ACE Prepaid Visa

Editor’s Rating
Fees
Banking Features
Ease of Use
Customer Service
Other Features

Pros: Relatively low fees, excellent banking features, $10 Overdraft cushion
Cons: Monthly service fee

ACE Prepaid Visa Review

The ACE Visa Prepaid Debit Card is a prepaid card that allows you to deposit funds onto the card and the use the card anywhere Visa debit is accepted. The account balance is based on the amount of money you deposit to the account. Once you spend the money then you can’t use the card until you add more money to the account. This keeps you from over drafting the account and allows you to avoid costly overdraft fees. Since this card is not a line of credit you will not be charged interest.

  • No application fee and no obligation
  • No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
  • Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
  • Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
  • No overdraft fees or minimum balances
  • Free direct deposit of your paycheck or government check
  • Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
  • Earning your trust since 1968

    Click here to get the ACE Prepaid Visa

Card Summary
The Ace Prepaid Visa card offers users a variety of benefits. Adding money to the card is easy and there are several ways to do so. You can use the card to make purchases just about everywhere, even online. You can pay bills with the card or you can make ATM withdraws. When you apply for the card you get to choose one of four card designs. Using a this prepaid card is safe and all your funds are protected because they are FDIC insured.

Adding Funds to the Card
Loading funds to the card is easy and you have several options. Direct deposit is free, convenient and offers many benefits. You can have your paycheck electronically deposited to the account instead of having to receive a paper check. You can also have most government checks directly deposited to the account as well. You always have the option of adding cash to the card by going to anyone of the authorized locations. At anytime you can transfer funds to the card by going to the online account and clicking the transfer funds option.

Ace Card Fees
This card is a prepaid card which means you will not be charged interest and you can’t over draft the account, but there are still fees you should be aware of. To see a complete list of fees you should review the terms and conditions of the card. Below are a list of some of the fees you should consider.

DiscriptionFee
Monthly Service Fee$9.95, billed on cardholder's cycle date
Signature Purchase Fee$1.00
PIN Purchase Fee$2.00
Adding FundsBased on the location
Domestic ATM Cash WithdrawalsUp to $2.50 per withdrawal, plus ATM owner fees, if any
Direct DepositFree
Card Fulfillment Fee$9.95

How To Apply
Applying for the Ace Prepaid Visa card is easy and it can be done right online. You have to provide your name, address, phone number, and social security number. Due to newly adopted government regulations, all customers are also required to provide their date of birth and one form of government ID to activate a card. All U.S. citizens must provide their Social Security Number as the form of government ID. Non-U.S. citizens can provide an alternative form of ID, such as a Driver’s License, Passport, Alien Registration.

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ACE Prepaid Visa, reviewed by Michal on 2011-05-19T08:00:33+00:00 rating 4.1 out of 5

Comments

  1. ROSHELL BLUE says:

    I AM HAVING TROUBLE FINDING ACTIVATION FOR MY ACE CARD NEED HELP

    • Aaron says:

      Roshell, there should be a telephone number on the back of the card for customer service. Just give them a call and they should be able to walk you through the process.

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