The iBankUp Visa is a prepaid credit card with rich features. iBankUp lets you do everything from write online checks to refilling your prepaid cell phone. Because it is a prepaid card, there is no credit check or ChexSystems verification. You can get the card online in minutes.
How it Works
As a prepaid Visa card, the iBankUP card is accepted anywhere that takes debit Visa. The card can be used to shop online or over the phone.
How to Load Money
There are several ways to load money onto the iBankUP Visa. The most convenient way is with direct deposit, which iBankUP offers for free. You can have your paycheck or government benefits check directly deposited onto the iBankUP card just as if it were a checking account. Once you’ve signed up with iBankUP, you can print off your account information and give it to your employer to set up direct deposit.
You can also load the card with cash at over 50,000 retailers. iBankUP uses MoneyPaks to allow you to easily load cash to the card.
iBankUp Features
Track Spending
iBankUP allows you to track your spending in real time. Simply log-in to your account and see exactly what you’ve spent. This allows you to track your balance
Write Checks Online
With the Virtual Checkbook, you can write personal checks online directly from the iBankUP website with just a few clicks. iBankUP will issue the personal check on your behalf and mail it for you. No more buying stamps or waiting in line at the post office. iBankUP handles all the hassle for you.
Mobile Access
When your card is in your wallet, it’s also on your cell phone. You get access to a simplified version of the iBankUP website from any web-equipped phone. Your online card account lets you keep track of your money and access your prepaid card account information at anytime and from anywhere you are, all with a few simple clicks.
You can set up email alerts to warn you when your balance is low, or when we’ve detected suspicious activity on your card. You can customize alerts to keep you in the know about your finances, and give yourself peace of mind.
If you love Facebook, iBankUP let’s you manage your account via a Facebook widget. iBankUP’s Facebook widget lets you view your balance instantly from your Facebook page. In addition to viewing your balance, this widget also shows you your last three transactions, and makes it easy to move funds to another iBankUP or UPside cardholder.
Cash Back Rewards
Why not get rewarded for making the purchases you already need to make? Access your favorite retailers like Orbitz, Priceline, Target, Macy’s, The Apple Store and The Gap through the UPside Mall, and earn points for up to 15% cash back. It’s that easy!
It’s easy to get rewarded with iBankUP, simply shop for any item* at any store in the UPside Mall and earn points for cash back for every dollar that you spend. You can redeem your points for cash back from your iBankUP online account center. The cash back gets credited to your prepaid card account balance for you to use in any way you want.
iBankUP Fees
Activation Fee: $0
Purchase Fee: $0
Monthly Fee: $0 if a minimum amount of $400 is loaded to the card within the calendar month. Otherwise, a $1.99 fee applies each month.
Direct Deposit: $0
Inactivity Fee: $0
Summary of the Rush Card
- All the features of a checking account, even if you have bad or no credit
- Avoid the hefty fees charged by traditional banks!
- No monthly fee if $400 or more is loaded each month. Only $1.99 otherwise.
- No overdraft fees. No decline fees.
- Free Direct Deposit from employers. Deposit cash at 60,000 locations nationwide.
- Write personal checks, best to pay rent or other bills.
- Includes a Visa Prepaid card for you with option to add a companion card.
- Up to 12% cash back on online purchases.
