Jump Card Visa® Prepaid Card

The Jump Card Visa® Prepaid Card is a prepaid card that offers its users a rewards program. With this card you can rack up rewards points, access your account online, receive text and email alerts and even pay bills online. You can make deposits, make purchases everywhere Visa debit cards are accepted, and use ATMs wherever Visa is accepted.

  • The Jump Card Visa Prepaid Card pays you back
  • Earn rewards for every Visa signature purchase
  • We want you to enjoy managing your money. No hassles, no gimmicks, no kidding.
  • Not a credit card. Guaranteed approval.* No credit check. No overdraft fees.
  • This is a debit card, not a credit card

Jump Card Rewards

The Jump Card allows card holders to earn rewards points just like with any rewards card. You can earn one reward point for every $1 Visa Signature purchase that is made. The card even offers special bonuses just for signing up for direct deposit and making deposits. You can get 2,500 bonus points for signing up for direct deposit and an additional 750 points for every deposit of $750 or more.

And once you earn points, here are some great examples of what you can redeem them for:

  • $25 store gift card: 3,000 points
  • $50 towards thousands of catalog items: 5,000 points
  • $50 cash loaded back to your card: 7,500 points
  • $100 towards airfare: 10,000 points

No Credit Check

There’s no credit check required to get the Jump Card Visa® Prepaid Card . If you are in ChexSystems that is not a problem either. It doesn’t matter if you have bad credit or no credit. If you have had credit issues in the past that is just fine because your credit history is not a factor. Anyone can enjoy the benefits of a prepaid debit card and shop anywhere Visa debit is accepted. You can easily apply online today for the Jump Card.

Loading Your Card

You can make a “value loading”, at any time. The minimum amount of each value reload is $1.00. The maximum amount of each value cash reload is $999.00. The maximum amount that can be loaded on your Card via Direct Deposit is $10,000.00. You can visit www.myjumpcard.com for current information on the most up to date cash loading locations. You can also print a direct deposit form or to initiate an ACH transfer from your bank account.

Jump Card Fees and Limits

The Jump Card is a prepaid card which means you will not be charged interest. You can’t overdraft the account therefore you won’t have to worry about costly overdraft fees. There are other fees that you should review which are listed in the table below. To see a complete list of fees you should review the cardholder agreement.

Fee NameAmountDescription
Card Activation and Load Fee$8.00 one timeCharged one time when you activate the Card
Account Maintenance Fee$8.00 per monthThe Account Maintenance Fee includes unlimited Bill Pay transactions and unlimited Visa signature and PIN purchase transactions. This means you can get cash back with PIN purchases and avoid ATM fees.
ATM Withdrawal Fee (in U.S.)$1.50 per withdrawalOne FREE ATM withdrawal is included with each Direct Deposit you receive. You will usually need to pay a local ATM fee.
ATM Withdrawal International Fee$3.50 per withdrawalThis is higher to cover international network fees
Online Account AccessFREELogging into our online banking system is always free.
TXT and Email AlertsFREESign up for a wide variety of alerts about your account including Daily Balance, Low Balance, Purchase Completed and much more. Standard Carrier Text Message rates apply when applicable.
Automated Telephone Support$0.50 per action or transactionA variety of transactions that can be conducted online for free may also be conducted on the telephone for a fee.
Live Telephone Support$2.00 per callWhen you need to speak to a live person, we're here for you 24x7x365.
Reissue Card Fee$5.00 per CardIf you need to replace your Card, you will be charged a fee and the Card will be sent to you in 7-10 business days. Your existing Card will work until you activate your new Card. If you call and report your Card lost or stolen, your old Card will be disabled immediately to protect you. You may only have one active Card at a time.
VIP Delivery of Replacement Card Fee$25.00 per CardYour new Card will be printed and sent for delivery within 2 business days

About Michal

Michal is a personal finance blogger who writes for several top personal finance blogs, such as Dough Roller and Go Banking Rates. She enjoys writing about money management, getting out of debt and planning for retirement. Her practical approach encourages folks to get serious about their relationship with their money.

2 Responses to Jump Card Visa® Prepaid Card

  1. Chuck G September 26, 2010 at 9:35 am #

    Avoid the Jump Card!!! Their customer service sucks and they will add on additional charges without telling you. I closed my account with them after only 3 months.

  2. ladonna c September 28, 2010 at 2:13 pm #

    Chuck is right, stay away. Customer service is horrible!! Stay away I lost my card with over 1000.00 in funds and they told me the only option was to get a new card and loose future deposits sent to the existing account. I lost a lot of money with them and in addition to that I also had to wait another month for my pending deposits to be changed which resulted in me losing my car and having bills disconnected because there is no way to get your money from these accounts.

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