REACH Prepaid Visa Card Review

The REACH Prepaid Visa Card is a prepaid card that allows cardmembers to add their own money, spend only what is added to the card, and use it anywhere Visa debit is accepted. You can pay bills, get checks faster with direct deposit, shop online and more. There is no credit check and no bank account needed to be approved for this prepaid card. You can get in control of your money with the better alternative to checking accounts, credit cards and cash. The REACH card is backed by celebrity syndicated radio host Tom Joyner. Here are some of the card features:

  • No credit check
  • Pay bills and shop online
  • FREE direct deposit
  • FREE customer service
  • FREE text and email alert
  • FREE online account

Card Summary
That’s because the card is FDIC insured for up to $250,000. Plus you are also protected against unauthorized purchases if your card is ever lost or stolen with the Visa Zero Liability policy. To get cash at the ATM, insert your card into the machine and enter your PIN. Select “checking” to make a withdrawal and enter the amount of cash you want to withdraw. Then take your cash, card, and receipt to keep track of your balance. To ovoid ATM fees can also get cash back after making purchases. The REACH Visa Prepaid Card is the smart and cost-effective alternative to carrying cash, paying check cashing fees, checking accounts or credit cards. You add your own money and only spend what you load on it. There’s no credit check or bank account required.

Adding Funds To The Card
The best way to add money to your card is through the direct deposit of your paychecks, tax refunds, or government benefits checks like social security or other payments. You can also add cash at thousands of locations nationwide. Go to any MoneyGram®, Western Union®, ACE Cash Express®, PayZone®, Visa ReadyLink® or PreCash® location. Or get a MoneyPak® at retailers nationwide, including Walmart, CVS, Kmart, Kroger, Rite Aid, 7-Eleven, Walgreens and more.

Online Bill Pay
Using your prepaid card online bill pay offers a variety of benefits. Pay any bill online or over the phone with your card. It’s a great way to save on money orders, stamps, bill pay fees and more. Plus, you save time. You can use the online tool that lets you send one-time or recurring payments electronically or by paper check to anyone in the United States, or you can pay a biller directly.

REACH Card Fees
Pay any bill online or over the phone with your card. It’s a great way to save on money orders, stamps, bill pay fees and more. Plus, you save time. You can use the online tool that lets you send one-time or recurring payments electronically or by paper check to anyone in the United States, or you can pay a biller directly.

About Michal

Michal is a personal finance blogger who writes for several top personal finance blogs, such as Dough Roller and Go Banking Rates. She enjoys writing about money management, getting out of debt and planning for retirement. Her practical approach encourages folks to get serious about their relationship with their money.

Trackbacks/Pingbacks

  1. Mango vs. REACH – Which Fees Are Lower? - February 23, 2011

    [...] REACH Visa Card provides a fee structure that is easy to understand because there are only three fees. There is an [...]

Leave a Reply