The SilverCard Prepaid MasterCard is a low fee card accepted anywhere that takes debit MasterCard. Approval is 100% guaranteed (no credit checks) and there is no activation fee with an available rebate.
SilverCard Prepaid MasterCard® Summary
- Perfect Card for Government/Benefits Checks Recipients
- $0 Activation with Rebate*
- 100% Guaranteed Approval*/No Credit Check
- Free Direct Deposit of Your Pay or Government Check
- Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
- No Overdraft Fees or Minimum Balances
- Online Checking – Electronic or Paper Checks
Loading the SilverCard Prepaid MasterCard®
The SilverCard is a prepaid card that has no interest rates or overdraft fees like regular credit cards; and it even provides you with the opportunity for free direct deposit of your government or benefits checks. No more standing in lines to wait for your checks to be cashed and no more check cashing fees. With the SilverCard Prepaid MasterCard® you will have immediate access to your money every payday.
Another powerful benefit of the card is that it offers guaranteed approval with no credit check. During a time of economic downturn, lay-offs and foreclosures, the SilverCard Prepaid MasterCard® could be a strong asset, especially considering that you can use the card all over the world, anywhere Debit MasterCard is accepted.
Putting the SilverCard to Use
The SilverCard also offers many free features, including free unlimited purchase transactions, free account alerts via email or SMS text messages, and free access to your account online 24/7. Adding cash to the card is also quick and easy thanks to over 100,000 locations nationwide such as Western Union, MoneyGram, ExpressPayment, and more. Not to mention, the card even offers free transfer of funds from your PayPal account.
Of course, you can also withdraw cash from your card just as easily at millions of ATMs. And carrying your SilverCard around with you is safer than carrying cash thanks to the MasterCard Zero Liability Policy which provides protection against your card being lost, stolen or any unauthorized transactions.
What really sets the SilverCard Prepaid MasterCard® apart from so many other prepaid offers is that it not only allows you to pay any bill (rent, insurance, phone, utilities), but it even provides you with the free PayFit Credit Builder service – as you pay bills with your SilverCard, you build your credit. Most lenders use a consumer’s credit score to assist them with their lending decisions regarding qualification and offers of interest rates. How PayFit works is that it reports your bill payment history from your SilverCard account to PRBC®, a national credit-reporting agency. Your payments are then used to build your credit file and score which will help you when applying for housing, credit, insurance, and employment. Certainly, this is a handsome feature in our current times, helping consumers reestablish themselves with the credit bureaus.
SilverCard Prepaid MasterCard® Fees
Many prepaid offers have fees attached to them which often catch consumers off guard, but the SilverCard Prepaid MasterCard® has only a low monthly fee of $3.95 a month. The activation fee is a moot point because the card offers a mail-in rebate which will credit right back to your card (do allow 30 days for the credit).
| Activation Fee | $0 (with rebate) |
| Transaction Fee | $0 |
| ATM Fee | $1.95 |
| Monthly Fee | $3.95 |
| Live Agent Service Fee | $1.95 |
All in all, we consider the SilverCard to be one of the best prepaid offers out there. Begin rebuilding your credit and taking control of your finances and apply today!
