Vision Platinum Prepaid Visa Card Review

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The Vision Platinum Prepaid Visa Card is a prepaid card that can be used everywhere Visa debit is accepted. The card works by depositing funds to the account and then it is available for you to make purchases, including online purchases. Once you spend the funds you can add more. Your available balance is based on the amount you deposit to the account. There are a variety of ways to add funds to the card.

Vision Platinum – Lifetime Value
	The Preferred Tax Refund Card, get your money quicker Spend $1,000 a month and Platinum if for you Setup our Free Direct Deposit and get paid quicker Pay $19.95 once use it for free forever* Free ATM’s, Signature & Pin Transactions Free Customer Service (Live Agent and IVR) Keep track of all of your spending and balance with Free Text and Email alerts Safer than cash and accepted everywhere Visa Debit card is accepted
Intro APR Intro APR Period Regular APR Monthly Fee Balance Transfers Credit Needed N/A* N/A* N/A* $0* N/A* No Credit Check*

Card Summary
The platinum card is available to anyone regardless of your credit history. Even if you have bad credit you can still apply for this card because this card is not a line of credit. The card offers a variety of perks to card members like free direct deposit. The card does not charge interest and you can’t overdraft the account. This card is a safe alternative to a checking account or a credit card.

Loading The Card
The card offers direct deposit which allows you to have your paycheck or government check electronically deposited to your card. This allows you to get paid faster and you won’t have to wait in line or pay to get your check cashed. At anytime you can add cash to your card by going to one of the 10,000 retailer locations nationwide. Western Union, Money Gram, and Money Pak are just a few of the options.

Building Credit with Vision
All the Vision prepaid cards offer a credit builder feature called PayFit Credit Builder. This helps you build positive credit when you pay your bills. You can pay your utilities, rent, or any bill you want and these payments get reported to the FICO® Expansion® Score. Lenders may use your credit file to qualify you and offer you lower interest rates. PayFit Credit Builder is a free service available to all Vision Visa Prepaid Card Cardholders with no need to enroll.

Free Features
The card offers a variety of free features. Direct deposit if a free service available to all card members automatically. The card also offers free signature transactions. This is when you make a purchase and sign for the purchase. Some cards charge a fee for this service. The bill pay service is another free feature. You automatically get the service and you don’t need to enroll. When you call customer service there is no charge. Prepaid cards often charge for speaking to a live customer service representative.

Vision Prepaid Fees
This card is a prepaid card which means it does not charge interest, but there are still fees you should be aware of. To see a complete list of fees you should review the terms and conditions of the card. The table below compares all three of the Vision cards that are available.

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