Prepaid Cards 123

NetSpend® Prepaid Visa Card

Editor's Grade
B+
Activation Fee
$ 0.00
Card Limits
$ 15,000 $ 940 $ 4,999
Features
Direct Deposit:Yes
Online Bill Pay:Yes
Mobile App:Yes
Text Alerts:Yes
Free ATM Withdrawals:No
Savings Account:Yes
Purchase Cushion:Yes
Common Fees
Monthly Fee:$ 9.95
PIN Transactions:$ 0.00
Signature Transactions:$ 0.00
In-Network ATM Withdrawals:$ 2.50
Out-of-Network ATM Withdrawals:$ 2.50
ATM Balance Inquiry:$ 0.50
Cash Reloads:$ 2.00 - $ 3.95
Cardholder must receive $500 in Direct Deposit(s) in one (1) calendar month to qualify for the NetSpend Premier® FeeAdvantageTM. An eligible Cardholder who is on the Pay-As-You-Go Plan may call 1-86-NETSPEND or visit www.netspend.com to change to this Purchase Plan; a Cardholder already enrolled in the $9.95 FeeAdvantage Plan will be automatically changed to this Purchase Plan at the discounted rate.

Ratings & Rankings

Fees
C+
71 out of 95
Features
A
4 out of 95
Card Limits
A
1 out of 95

Fees

Plans
Fee Type
Account Fees
Activation
Monthly
Paper Statement
Additional Card
Replacement Card
Transaction Fees
Signature Purchases
PIN Purchases
Cash Reload
Foreign Transactions
ATM Fees
In-Network Withdrawal
Out-Of-Network Withdrawal
Balance Inquiry
Int'l ATM Withdrawal
FeeAdvantage

$ 0.00
$ 9.95
$ 5.95
$ 9.95
$ 9.95

$ 0.00
$ 0.00
$ 2.00 - $ 3.95
3.5%

$ 2.50
$ 2.50
$ 0.50
$ 4.95
Pay-As-You-Go

$ 0.00
$ 0.00
$ 5.95
$ 9.95
$ 9.95

$ 1.00
$ 2.00
$ 2.00 - $ 3.95
3.5%

$ 2.50
$ 2.50
$ 0.50
$ 4.95

Features

Plans
Feature Types
Direct Deposit
Text Alerts
Bill Pay
Savings Account
Purchase Cushion
FeeAdvantage
Pay-As-You-Go

Fee Estimator

Prepaid debit card fees vary based on how you use the card. Our Fee estimator will give you an idea of the monthly fee you'll pay to use the Walmart Moneycard. Change the inputs to see how differences in how you use the card will affect the estimated monthly fees that you pay.

NetSpend® Prepaid Visa Card Plans
Fee Monthly Usage FeeAdvantage Pay-As-You-Go
Monthly Fee

Direct Deposit Amount:
Less than $500
At least $500

ATM Withdrawals
ATM Balance Inquiries
Cash Reloads
Signature Transactions
PIN Transactions
Total Monthly Fees
*Some prepaid debit cards offer free ATM withdrawals from their network of ATMs. For such prepaid cards, we have assumed that all withdrawals are from in-network ATMs. Withdrawals from out-of-network ATMs may result in additional fees charged by both the prepaid card issuer and the ATM owner.