AccountNow Gold Visa® Prepaid Card
The AccountNow Gold Visa® Prepaid Card is a low cost Visa prepaid credit card. The Card allows you to access funds you place on the Card. Because the AccountNow Gold card is not tied to a bank account and is not a credit card, no credit check or chexsystems inquiry is required.
Loading the AccountNow Gold Visa
You may add funds to your Card, called "value loading", at any time. The amount of each value load must be at least $10.00. There is no limit on the number of times you may value load the AccountNow Gold Visa, but there is a limit of total number of value loads and total amount per day. There is also a maximum value load you may place on your card when aggregated with any other AccountNow cards you have authorized.
You can add money to the card through direct deposit of your paycheck or government benefits check. Setup a recurring direct deposit of at least $100 per months, and you can get a $15 bonus. Here are the details:
"You must start Direct Deposit within 60 days of opening the account. You must make direct deposits for 2 consecutive months to qualify for the credit. Offer cannot be combined with any previous direct deposit offers and is available to first time direct deposit customers only. Credit will be posted to your AccountNow account after 65 days of first deposit if direct deposit is still active."
You can also add cash to the AccountNow Gold Visa at more than 135,000 locations nationwide.
Using the AccountNow Visa Gold
You may use your prepaid card to purchase or lease goods or services wherever Visa debit
is honored as long as you do not exceed the value available on your card. AccountNow also allows you to use the Visa Gold card for partial payment, sometimes referred to as split transactions. For example, if you do not have enough money on your card, you can instruct the merchant to charge a part of the purchase to the card and pay the remaining amount with cash or another card.
You may also use the card to access cash at an Automated Teller Machine (ATM).
AccountNow Gold Visa Fees
It's always important to know exactly what the fees are so you can determine if the card is a right fit for you. Here is a list of some of the fees associated with the AccountNow Gold Visa.