AccountNow MasterCard® Prepaid Card Review
The AccountNow® Prepaid MasterCard is issued by MetaBank and is accepted everywhere MasterCard is accepted. The card offers direct deposit, online bill pay, and a credit builder feature. AccountNow offers a 100% guaranteed approval with no credit checks or ChexSystems inquires. Your past credit history is not a factor when applying, this means you can have good credit or even bad credit and still get approved for a card.
The AccountNow® Prepaid MasterCard is a prepaid card that is reloadable. Your available balance on the card is the amount you deposit to the card. With this card there is no minimum balance that you need to keep on the account. This card is not a line of credit which means you can not go into debt and you can not overdraft the account. You can access your account history on line and you can view your monthly statement online too. Applying for the card is easy and can be done right online. Remember your past credit does not come into play so anyone can get approved for a card. Even those with bad credit are eligible.
Loading Your Card
You can add funds to your Card, called “value loading”, at any time. The amount of each value load must be at least $10.00 and there is a limit of five loads per day. The maximum value load you are able to put on is $10,000. There are two ways you can load money onto the card: direct deposit or add cash. Direct deposit is free of charge. Your employer can have your paycheck transferred directly to your AccountNow card which means you get access to your funds on payday and you get to avoid the inconvenience and cost of check cashing stores. As a bonus, if you sign up for direct deposit you get a bonus of $25. You can also add cash to the card by going to one of the cash network stores.
Building Credit with AccountNow
Using an AccountNow® Prepaid MasterCard will help you build your credit history. You can pay your bills online for free with AccountNow. When you pay your bills you will be demonstrating your credit worthiness. The credit builder program is free through AccountNow and it reports your bill payment history to PRBC, a credit bureau.
AccountNow Rates and Fees
- $0 ACTIVATION FEE – When You Load Your Card By Direct Deposit
- 100% Guaranteed Approval*
- FREE Online Bill Pay
- NO Overdraft Fees or Minimum Balance Required
- Re-loadable With a $10,000 Balance
Visit the AccountNow website for more information and to get the AccountNow Prepaid MasterCard.