The Green Dot® PrePaid MasterCard® is one of the most popular prepaid credit cards, with over 10 million customers. The Green Dot does not require a credit check, charges no overdraft fees, and offers direct deposit at no charge. Perhaps its best feature is that it offers access to over 18,000 MoneyPass® ATMs.
Here’s a summary of the Green Dot® Prepaid MasterCard® features:
- $0 Activation Online - with no credit check
- Access over 18,000 MoneyPass® ATMs
- Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
- No Monthly fee for any month with at least 30 purchases
- No Transaction fees on US purchases
- No Overdraft fees
- No Minimum balance required
The Green Dot® Prepaid MasterCard® is a prepaid card available to those with bad credit or no credit at all. The amount of money available on the card is determined by what you deposit onto the card, which means you’ll never pay interest charges or be charged for overdrawing your account. Your past credit history does not come into play and will not keep you from being approved. As a debit MasterCard, the Green Dot card can be used anywhere that accepts debit MasterCard, which is just about everywhere.
How To Add Funds
You can have your paycheck or government benefits check directly deposited onto your Card and the service is free. You can deposit your whole payroll check or a portion of it. You can also load cash on your card using what’s called the MoneyPak, which is available at thousands of neighborhood stores nationwide. Finally, you can reload your Green Dot card directly from your bank, credit union, or other financial institution. Many banks offer the ability to transfer funds through a process known as ACH transfer. You can load your card with the click of a button. Green Dot does not charge for this service, although your financial institution may charge a fee.
Green Dot® Prepaid MasterCard® Fees
There are fees you should know about before using the card. This card is a prepaid card which means there will not be any interest fees or late fees, but there are still fees associated with the card. The Green Dot® Prepaid MasterCard® fees are some of the lowest available from any prepaid card:
|Initial Purchase||Varies by retailer, up to $4.95 ($6.95 for the NASCAR® Prepaid MasterCard).|
|Monthly Charge||Waived in any monthly billing cycle when you load at least $1,000 to your Card or have 30 posted purchase transactions (excludes all ATM declined withdrawals, ATM balance inquiries, teller cash advances and online bill payments at www.greendot.com).
|ATM Withdrawal & Teller Cash Advance||Free at in-network ATMs
All other ATM withdrawals: $2.50
Teller cash advance: $2.50
|ATM Balance Inquiry at Non-Network ATMs||$0.50|
|Lost/Stolen Card Replacement||$6.00|
|Reload at Retail Location||Varies by retailer, up to $4.95|
|Expedited Card Delivery||$19.95|
Apply for the Green Dot® Prepaid MasterCard®
Applying for the Green Dot is easy. When applying for a card you do have to provide your name, address, and social security number. Federal law requires this information to be verified.
To get started, simply visit Green Dot® Prepaid MasterCard® official website by completing a Green Dot® PrePaid MasterCard® online application.