FamZoo Prepaid Card Review

FamZoo Prepaid Card








Card Limits



  • Parental Controls
  • Low Fees
  • Mobile App
  • Free ATM withdrawals


  • Non-waivable monthly fee

A FamZoo Prepaid Card: the Smart Way to Give Kids and Teens MoneyFamZoo makes using a prepaid card a family affair. The big draw of the card is that it offers tools that help parents to give their kids a financial education in real time. Is this card a solid option for families looking to help adults and kids stay on a budget and handle funds responsibly? Take a look at the card’s features and fees.

A Look at the FamZoo Prepaid Card

FamZoo advertises its prepaid card as being ideal for kids from preschool through college. Of course, it’s a financial product that’s intended to be supervised and managed by parents. The feature that distinguishes this card from the others that are available in the prepaid realm is that it offers a way to set up and divert money to separate accounts for categories like spending, saving, investing and giving. Here’s a look at the key things to know about the FamZoo prepaid card:

  • No hidden fees
  • No overdraft fees
  • Free card loading and ATM options

Parents can retain control of the card and account at all times. They can also set up special accounts for monthly allowances or payments for chores. This card can be ordered online without a credit check.

Adding Funds to FamZoo

There are several methods you can use to load money to a FamZoo card. You can load your card using a checking account. You can also add money to the card automatically by utilizing direct deposit. Here are some other options:

  • FamZoo provides a Reload @ the Register option that allows you to add money at retail locations like Walmart, Rite Aid, 7-Eleven, Walgreens and more
  • Cash can be brought to MoneyPak retail locations and loaded to the card
  • You can load the card via a PayPal transfer
  • You can also add money with Wells Fargo SurePay


The FamZoo Prepaid Card rewards account holders who pay in advance. There are several options to choose from when setting up monthly fee payments for the card. Here’s a look at how monthly pricing breaks down:

  • $5.99 per family when you pay each month
  • $4.33 per family when you pay $25.99 in advance for six months
  • $3.33 per family when you pay $39.99 in advance for 12 months
  • $2.50 per family when you pay $59.99 in advance for 24 months

A family that orders four cards can potentially pay as little as 63 cents in monthly fees per card. Kids under the age of 12 cannot have a card issued in their own name. However, a parent can order a separate card that can be used to track purchases or donations that are made on a child’s behalf. Teens between the ages of 13 and 17 will need to go through an online verification process before being issued their cards.

The Final Word on the FamZoo Card

FamZoo offers a one-stop shop for families looking to make payments easily, manage funds, share money, track purchases and stay organized. It is drastically different from most other prepaid options because it allows cardholders to create incentives and develop good financial habits. For families, the per-person monthly rate is quite reasonable. The first month is free when you sign up and order a card.


  • Direct Deposit
  • Mobile App
  • Text Alerts
  • Referral Bonus


Card Limit:
Daily Spending Limit:
Daily ATM Limit:
Daily Cash Load:


Activation Fee:
Monthly Fee:
ATM Fee (in network):
ATM Fee (out of network):
Signature Purchase Fee:
PIN Purchase Fee:
Direct Deposit Fee:
Cash Reload Fee: