List of Tax Refund Debit Cards


Here’s a question we hear a lot this time of year–How do I get my tax refund deposited on my prepaid debit or credit card? The good news is that it’s not difficult and several low fee prepaid cards now offer fast direct deposit of tax refunds. We’ve provided a list of the prepaid cards that offer direct deposit of your tax refund at the end of this article.

Before the days of the internet, you had to wait 6 to 8 weeks to get your tax refund. More recently, you can get your money back from the IRS within two weeks with direct deposit to a bank account. But this doesn’t help those that don’t have checking accounts or simply choose to use a prepaid card. Until recently, these folks had to wait nearly two months for a refund, or get an expensive tax refund anticipation loan.

Now with some prepaid cards, setting up a quick direct deposit is easy. All you need are two pieces of information–the prepaid card’s routing number and account number. The trick is to realize that this information is NOT on the prepaid credit card. But it’s easy to find.

Each prepaid card that offers direct deposit of tax refunds will give you the routing number and account number. Some cards, like the READYdebit prepaid visa, let you get this information online. All you need is your READYdebit card number and the last four digits of your social security number. Here’s what the screen looks like for READYdebit:

If necessary, you can always call your prepaid debit card issuer to get this information. Once you have the routing number and account number, you can simply use this information on your tax returns to get your refund deposited directly to your prepaid card. About two weeks after you file your returns, you should have your refund on the card. It’s that simple.

List of Tax Refund Debit Cards

As promised, here are a list of some of the top low fee prepaid credit cards that offer direct deposit of tax refunds:

Prepaid Visa® Classic RushCard
Prepaid Visa® Classic RushCard
Apply Now...
  • Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
  • Choose from multiple fee plan options, and switch for free.
  • Transfer money to another RushCard member for just $0.99.
  • No overdraft fees.
  • Your money is covered by Visa Zero Liability protection. *Certain restrictions apply. See card site for details.
  • Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A N/A N/A Variable Monthly Fees N/A No Credit Check

READYdebit® Visa Prepaid Card
READYdebit® Visa Prepaid Card
Apply Now...
  • Instant Account Number - Great for Tax Refund Direct Deposit!
  • Free† Direct Deposit - paycheck, benefits, tax refunds
  • Easy Online Bill Payment & Mobile Account Access
  • No Purchase Transaction Fees
  • No Overdraft Fees or Balance Minimums
  • Withdraw cash at ATMs or get cash back with purchases
  • Free Credit ScoreTracker1
  • Choose Your Card Color - Blue or Pink
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A N/A N/A $9.95 monthly fee N/A No Credit Check

UPside Visa® Prepaid Card
UPside Visa® Prepaid Card
Apply Now...
  • Similar to a checking account with a Visa prepaid card
  • Save up to $220 compared with other cards, the first year alone
  • 100% approval with no credit check and no activation fee
  • $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers
  • Write personal checks online: easy to pay rent or other bills
  • Earn 1,500 cash back reward points for you first direct deposit load
  • Optional companion card available, as if you had a joint checking
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A N/A N/A up to $4.95 monthly fee N/A No Credit Check

Account Now Gold Visa® Prepaid Card
Account Now Gold Visa<sup>®</sup> Prepaid Card
Apply Now...
  • Perfect for Direct Deposit Tax Refund - Get your Tax Refund Fast without a traditional bank account.
  • Get Paid up to 2 days faster with Free Direct Deposit † - get your paycheck or benefits checks in your card account and access your funds up to 2 days earlier than payday.
  • 100% Guaranteed Approval - upon successful ID verification. No Credit check. No ChexSystems check. And no existing bank account required.
  • $0 Activation Fee. No Minimum Balance. No Overdraft fees.
  • $15 Bonus§ with recurring Direct Deposit. Never pay to cash your paychecks and get your pay faster.
  • Use it everywhere Visa Debit cards are accepted and pay anyone with PayAnyone Bill Pay. Shop online, rent a car, pay your rent and more.
  • Easy Mobile Account Access and Text Alerts. Get your account balance, transaction details sent to your phone within seconds
  • BBB Accredited A+ Company. Excellent Customer Service.
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A N/A N/A up to $9.95 monthly fee N/A No Credit Check

Speak Your Mind

*