The Wired Plastic Visa Card is a prepaid debit card that offers rewards. The card does not require any credit check and is available to everyone regardless of your credit history. With this card you get online access to your account, mobile alerts, bill pay service and direct deposit all for free. You can’t overdraft the account so you won’t ever have to worry about costly overdraft fees.
Here’s a summary of the Wired Plastic Visa Card features:
- Accepted everywhere VISA debit cards are accepted
- No Credit Check, Income requirements or bank account required
- On Demand Alerts – Manage your account via text messaging
- FREE Online Access to Account
- FREE Mobile Alerts – Text to your mobile and email
- FREE Rewards Program – Earn 1 Point for every $1 spent
- NO Bounced Check, NSF or Overdraft Charges EVER!
- FREE Direct Deposit – Eliminate Check Cashing Fees
Wired Plastic Visa Card Summary
The Wired Plastic Visa Card is a prepaid card available to those with bad credit or even no credit at all. The amount of money available on the card is based on how much you deposit onto the card. This means you won’t ever have to pay interest charges or be charged for overdrawing your account. If you have had credit issues in the past, you can still become a card member as there is no credit check. The Wired Plastic Visa Card can be used anywhere that Visa is accepted.
Wired Plastic Visa Rewards
Wired Points are a way of being rewarded for your everyday purchases. You can use Wired Points towards the purchase of prepaid wireless airtime with Verizon, TracFone, Cingular and AT&T. Using your Wired Points is easy and all you do is log in to your online account and choose which product you want to use your Wired Points towards. If you don’t have enough points in your account to cover your purchase, the remainder can be paid for using your Wired Plastic Prepaid Visa Card.
How To Add Funds
There are a variety of ways to add cash to your card. Direct Deposit is free and it allows you to have your pay, dividends, disability and government checks (i.e. Social Security, Medicare, Welfare, etc.) sent directly to your Wired Plastic account. You can make In-Person Payments™and add cash at over 3,000 IPP retail locations. Other options to add cash include Payzone™, MoneyGram® and Western Union®. Once your cash is added it is available within 30-60 minutes. Bank wire transfers are also available and your funds are available the same business day they are received.
Wired Plastic Visa Card Fees
There are fees associated with using the card. This card is a prepaid card which means there will not be any interest fees or late fees, but there are still fees you should be aware of. The table below lists some of the Wired Plastic Visa Card fees:
|ATM Withdrawal & Teller Cash Advance||$1.95 (each) & $4.95 (each)
|ATM Balance Inquiry at Non-Network ATMs||$0.95 (each)|
|Lost/Stolen Card Replacement||$3.95 (per replacement Card)|
|Reload at Retail Location||$1.00 (per value load via MoneyGram or ReadyLink)|
|Expedited Card Delivery||$15.00 (each)|
Apply for the Wired Plastic Visa Card
Due to the USA PATRIOT act and other laws, you must be an 18 year old U.S. resident with a valid social security number and a verifiable physical address to apply for a card. Once the identification verification is approved, your Wired Plastic Card should arrive within 7-10 business days. To apply all you do is visit www.wiredplasticvisa.com to sign up. You can also sign up by contacting customer service at (801)383-1003.